Ponce Financial Group, Inc.
2026 Annual Meeting




2026 Investor Materials

Annual Report

View an enhanced version of our 2025
Annual Report

Proxy Statement

View a digital enhanced version of our 2026
 Proxy Statement.

Request Paper Materials

Request paper copies of the above proxy materials online now, by email or by phone by dialing 866-648-8133.

Online Voting

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Vote your shares on your computer, tablet or mobile device.

Vote by phone by dialing 866-430-8264

Annual Meeting

You must register if you plan on attending the virtual meeting.

Date

June 11, 2026

Time

10:00 AM ET

About Ponce Financial Group, Inc.

Ponce Financial Group, Inc. is the financial holding company for Ponce Bank. Ponce Bank is a Minority Depository Institution, a Community Development Financial Institution, and a certified Small Business Administration lender. The Bank’s business primarily consists of taking deposits from the general public and to a lesser extent alternative funding sources and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, consisting of 1-4 family residences (investor-owned and owner-occupied), multifamily residences, nonresidential properties and construction and land, and in business and consumer loans. The Bank also invests in securities, which have historically consisted of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as, mortgage-backed securities and Federal Home Loan Bank stock.