STI 2018 Annual Report

Notes to Consolidated Financial Statements, continued 116 The Company’s LHFI portfolio and related ALLL are presented in the following tables: December 31, 2018 Commercial Loans Consumer Loans Total (Dollars in millions) Carrying Value Related ALLL Carrying Value Related ALLL Carrying Value Related ALLL LHFI evaluated for impairment: Individually evaluated $149 $13 $2,462 $154 $2,611 $167 Collectively evaluated 80,791 1,067 68,274 381 149,065 1,448 Total evaluated 80,940 1,080 70,736 535 151,676 1,615 LHFI measured at fair value — — 163 — 163 — Total LHFI $80,940 $1,080 $70,899 $535 $151,839 $1,615 December 31, 2017 Commercial Loans Consumer Loans Total (Dollars in millions) Carrying Value Related ALLL Carrying Value Related ALLL Carrying Value Related ALLL LHFI evaluated for impairment: Individually evaluated $173 $21 $2,648 $183 $2,821 $204 Collectively evaluated 75,304 1,080 64,860 451 140,164 1,531 Total evaluated 75,477 1,101 67,508 634 142,985 1,735 LHFI measured at fair value — — 196 — 196 — Total LHFI $75,477 $1,101 $67,704 $634 $143,181 $1,735