STI 2018 Annual Report

Moody’s Standard & Poor’s Fitch Bank Ratings Long Term Ratings Deposits A1 A- A Senior Debt Baa1 A- A- Subordinated Debt Baa1 BBB+ BBB+ Short Term Ratings Deposits P-1 A-2 F1 Corporate Ratings Long Term Ratings Senior Debt Baa1 BBB+ A- Subordinated Debt Baa1 BBB BBB+ Preferred Stock Baa3 BB+ BB Ratings Outlook Positive Credit Watch Positive Positive 1 As of February 22, 2019 Shareholder Information Quarterly Common Stock Prices and Dividends The quarterly high, low and close prices of SunTrust common stock for each quarter of 2018 and 2017 and the dividends paid per share are shown below. Credit Ratings 1 Market Price Quarter Ended High Low Close Dividends Paid 2018 December 31 $67.98 $46.05 $50.44 $0.50 September 30 75.08 65.82 66.79 0.50 June 30 71.14 65.08 66.02 0.40 March 31 73.37 64.32 68.04 0.40 2017 December 31 $66.62 $56.30 $64.59 $0.40 September 30 60.04 51.96 59.77 0.40 June 30 58.75 52.69 56.72 0.26 March 31 61.69 52.71 55.30 0.26 Notice of Annual Meeting The Annual Meeting of Shareholders will be held on Tuesday, April 23, 2019 at 9 : 30 a.m. EST in Suite 105 on the first floor of SunTrust Plaza Garden Offices, 303 Peachtree Center Avenue, Atlanta, Georgia. Stock Trading SunTrust Banks, Inc. common stock is traded on the New York Stock Exchange (NYSE) under the symbol STI. Shareholder Services Registered shareholders of SunTrust Banks, Inc. who wish to change the name, address or ownership of common stock, or to report lost certificates or consolidate accounts, should contact our transfer agent : Computershare P.O. Box 505000 Louisville, KY 40233-5000 866.299.4214 www.computershare.com For general shareholder information, contact Investor Relations at 877.930.8971. Investors Relations Website To find the latest investor information about SunTrust, including stock quotes, news releases, corporate governance information and financial data, go to investors.suntrust.com. Analyst Information Analysts, investors and others seeking additional financial information should contact : Ankur Vyas Director of Investor Relations and Assistant Treasurer SunTrust Banks, Inc. P.O. Box 4418 Mail Code: GA-ATL-645 Atlanta, GA 30302-4418 877.930.8971 If you wish to contact Investor Relations via email, please use the “Contact IR” link on the Investor Relations website at investors.suntrust.com. Client Information For assistance with SunTrust products and services, call 800.SUNTRUST or visit suntrust.com. Website Access to United States Securities and Exchange Commission Filings All reports filed electronically by SunTrust Banks, Inc. with the United States Securities and Exchange Commission, including the annual report on Form 10-K, quarterly reports on Form 10-Q, current event reports on Form 8-K and amendments to those reports filed or furnished pursuant to Sections 13(a) or 15(d) of the Exchange Act, are accessible as soon as reasonably practicable at no cost on the Investor Relations website at investors.suntrust.com. SunTrust Board Board of Directors William H. Rogers, Jr. 1 Chairman and Chief Executive Officer Agnes Bundy Scanlan 4,5 Senior Advisor for Treliant Risk Advisors Cambridge, Massachusetts Dallas S. Clement 1,2,4 Executive Vice President and Chief Financial Officer, Cox Enterprises, Atlanta, Georgia Paul R. Garcia 1,2,3 Former Chairman and Chief Executive Officer, Global Payments Inc., Atlanta, Georgia M. Douglas Ivester 1,3,4 President, Deer Run Investments, LLC, Atlanta, Georgia Donna S. Morea 1,3,5 Chief Executive Officer, Adesso Group, Royal Oak, Maryland David M. Ratcliffe 1,3,4 Retired Chairman, President and Chief Executive Officer, Southern Company, Atlanta, Georgia Frank P. Scruggs, Jr. 3,5 Partner, Berger Singerman LLP, Ft. Lauderdale, Florida Bruce L. Tanner 4,5 Executive Vice President and Chief Financial Officer, Lockheed Martin Corporation, Bethesda, Maryland Steve C. Voorhees 2,3 Chief Executive Officer, WestRock, Atlanta, Georgia Thomas R. Watjen 1,2,4 Former Chairman of the Board, Unum Group, Chattanooga, Tennessee Executive Council William H. Rogers, Jr. Chairman and Chief Executive Officer Jorge Arrieta General Auditor Margaret L. Callihan Chief Human Resources Officer Scott E. Case Chief Information Officer Mark A. Chancy Vice Chairman and Co-Chief Operating Officer Hugh S. (Beau) Cummins, III Co-Chief Operating Officer L. Allison Dukes Chief Financial Officer Ellen M. Fitzsimmons General Counsel and Corporate Secretary Ellen C. Koebler Chief Risk Officer 1 Executive Committee 2 Audit Committee 3 Compensation Committee 4 Governance and Nominating Committee 5 Risk Committee John Gregg Head of Corporate and Investment Banking Susan Johnson Chief Marketing Officer John Knott Head of Corporate Finance and Strategy Mike Maguire Enterprise Partnerships and Investments Executive Dan Massey Chief Technology Officer— Enterprise Architecture and Strategy Michael Maza Head of Treasury and Payment Solutions Wendy McSweeney Chief Inclusion Officer Ken Meyer Chief Technology Officer—Consumer Technology Tom Panther Director of Total Rewards Tom Parks Head of Client Performance Kevin Race Head of Consumer Operations Ameet Shetty Chief Data and Analytics Officer Joe Thompson Head of Private Wealth Management Ameesh Vakharia Head of Deposit Solutions and Virtual Channels Ankur Vyas Director of Investor Relations and Assistant Treasurer Rob Wojciechowicz Head of Wholesale Bank Operations Woody Woodring Chief Credit Officer Operating Council Mark A. Chancy Co-Chief Operating Officer Hugh S. (Beau) Cummins, III Co-Chief Operating Officer Vickie Brown Head of Efficiency Office Jason Cagle Commercial Banking Executive Todd Chamberlain Head of Consumer Lending Solutions Debbie Crowder Head of Branch and Premier Banking Reggie Davis Head of Business Banking/Metro Market Arnold Evans Enterprise Ethics Officer Kathy Farrell Head of Commercial Real Estate