STI 2018 Annual Report

40 Table 7 presents maturities and sensitivities of certain LHFI to changes in interest rates: Select LHFI Maturity and Sensitivity Information Table 7 At December 31, 2018 (Dollars in millions) Total Due in 1 Year or Less Due After 1 Year through 5 Years Due After 5 Years Loan Maturity C&I and CRE 1 $73,547 $27,239 $42,087 $4,221 Commercial construction 2,538 1,049 1,473 16 Total $76,085 $28,288 $43,560 $4,237 Interest Rate Sensitivity Selected loans with: Predetermined interest rates $4,180 $2,213 Floating or adjustable interest rates 39,380 2,024 Total $43,560 $4,237 1 Excludes $4.1 billion of lease financing and $796 million of installment loans. Table 8 presents our LHFI portfolio by geography (based on the U.S. Census Bureau's classifications of U.S. regions): LHFI Portfolio by Geography Table 8 December 31, 2018 Commercial LHFI Consumer LHFI Total LHFI (Dollars in millions) Balance % of Total Commercial Balance % of Total Consumer Balance % of Total LHFI South region: Florida $13,442 17% $13,358 19% $26,800 18% Georgia 10,689 13 8,519 12 19,208 13 Virginia 6,481 8 7,529 11 14,010 9 Maryland 4,591 6 6,236 9 10,827 7 North Carolina 4,418 5 5,424 8 9,842 6 Texas 4,420 5 4,782 7 9,202 6 Tennessee 4,244 5 2,962 4 7,206 5 South Carolina 1,522 2 2,418 3 3,940 3 District of Columbia 1,746 2 1,094 2 2,840 2 Other Southern states 2,325 3 2,619 4 4,944 3 Total South region 53,878 67 54,941 77 108,819 72 Northeast region: New York 5,033 6 1,278 2 6,311 4 Pennsylvania 1,942 2 1,312 2 3,254 2 New Jersey 1,426 2 755 1 2,181 1 Other Northeastern states 2,844 4 985 1 3,829 3 Total Northeast region 11,245 14 4,330 6 15,575 10 West region: California 5,299 7 3,653 5 8,952 6 Other Western states 2,705 3 2,813 4 5,518 4 Total West region 8,004 10 6,466 9 14,470 10 Midwest region: Illinois 1,947 2 1,131 2 3,078 2 Ohio 985 1 795 1 1,780 1 Missouri 979 1 491 1 1,470 1 Other Midwestern states 2,183 3 2,663 4 4,846 3 Total Midwest region 6,094 8 5,080 7 11,174 7 Foreign loans 1,719 2 82 — 1,801 1 Total $80,940 100% $70,899 100% $151,839 100%