HVBC 2017 Proxy Statement

HV Bancorp, Inc. 3501 Masons Mill Road, Suite 401 Huntingdon Valley, Pennsylvania 19006 (267) 280-4000 October 10, 2017 Dear Stockholder: We cordially invite you to attend the Annual Meeting of Stockholders of HV Bancorp, Inc. The annual meeting will be held at Huntingdon Valley Bank located at 2617 Huntingdon Pike, Huntingdon Valley, Pennsylvania at 8:00 a.m., local time, on November 15, 2017. The enclosed Notice of Annual Meeting and Proxy Statement describe the formal business to be transacted. During the annual meeting we will also report on our operations. Certain of our directors and officers will be present to respond to any questions that stockholders may have. Also enclosed for your review is our Annual Report to Stockholders, which contains detailed information concerning our activities and operating performance. The annual meeting is being held so that stockholders may be given the opportunity to elect directors and ratify the appointment of BDO USA, LLP, as the independent registered public accounting firm for the year ending June 30, 2018. For the reasons set forth in the Proxy Statement, the Board of Directors has determined that the matters to be considered at the annual meeting are in the best interests of our stockholders, and the Board of Directors unanimously recommends a vote “FOR” each matter to be considered. It is important that your shares be represented at the annual meeting, whether or not you plan to attend personally. Please complete, sign and date the enclosed proxy card and return it as soon as possible in the postage-paid envelope provided so that your shares will be represented at the annual meeting. Alternatively, you may vote through the Internet or by telephone. Information and applicable deadlines for voting through the Internet or by telephone are set forth in the enclosed proxy card instructions. You may revoke your proxy at any time prior to its exercise, and you may attend the annual meeting and vote in person, even if you have previously returned your proxy card or voted via the Internet or by telephone. However, if you are a stockholder whose shares are not registered in your own name, you will need additional documentation from your record holder in order to vote personally at the annual meeting. We thank you for your prompt attention to this matter and appreciate your support. Sincerely, Travis J. Thompson Chairman, President and Chief Executive Officer