CASH 2018 Annual Report

155 Payments Banking Corporate Services/ Other Total Year Ended September 30, 2018 Interest income $ 24,487 $ 97,817 $ 36,230 $ 158,534 Interest expense 1,646 7,012 19,327 27,985 Net interest income 22,841 90,805 16,903 130,549 Provision for loan and lease losses 21,344 8,088 — 29,432 Non-interest income 176,250 13,950 (5,675) 184,525 Non-interest expense 126,610 46,982 54,640 228,232 Income (loss) before income tax expense (benefit) 51,137 49,685 (43,412) 57,410 Total assets 186,502 3,413,409 2,235,156 5,835,067 Total goodwill 87,145 216,125 — 303,270 Total deposits 2,412,986 746,003 1,271,998 4,430,987 Payments Banking Corporate Services/ Other Total Year Ended September 30, 2017 Interest income $ 13,845 $ 52,231 $ 42,027 $ 108,103 Interest expense 503 2,723 11,647 14,873 Net interest income 13,342 49,508 30,380 93,230 Provision for loan losses 7,613 2,976 — 10,589 Non-interest income 165,707 4,685 1,780 172,172 Non-interest expense 132,984 24,520 42,159 199,663 Income (loss) before income tax expense (benefit) 38,452 26,697 (9,999) 55,150 Total assets 185,521 1,343,968 3,698,843 5,228,332 Total goodwill 87,145 11,578 — 98,723 Total deposits 2,436,893 229,969 556,562 3,223,424 Payments Banking Corporate Services/ Other Total Year Ended September 30, 2016 Interest income $ 9,711 $ 38,321 $ 33,364 $ 81,396 Interest expense 181 1,331 2,579 4,091 Net interest income 9,530 36,990 30,785 77,305 Provision for loan losses 971 3,634 — 4,605 Non-interest income 95,261 4,280 1,229 100,770 Non-interest expense 77,411 23,001 34,236 134,648 Income (loss) before income tax expense (benefit) 26,409 14,635 (2,222) 38,822 Total assets 87,311 946,420 2,972,688 4,006,419 Total goodwill 25,350 11,578 — 36,928 Total deposits 2,131,042 299,030 10 2,430,082