CASH 2018 Special Proxy Statement

At and for the three months ended December 31, At and for the fiscal year ended September 30, 2017 2016 2017 2016 (1) 2015 2014 2013 Selected Financial Ratios and Other Data Performance Ratios Return on average assets . . . . . 0.45% 0.14% 1.13% 1.10% 0.78% 0.81% 0.78% Return on average equity . . . . . 4.30% 1.41% 11.20% 10.80% 8.83% 10.01% 9.36% Net interest margin, tax equivalent . . . . . . . . . . . . . . . 3.06% 2.90% 3.05% 3.19% 3.03% 2.80% 2.48% Quality Ratios Non-performing assets to total assets . . . . . . . . . . . . . . . . . . 0.61% 0.05% 0.72% 0.03% 0.31% 0.05% 0.05% Allowance for loan losses to total loans . . . . . . . . . . . . . . . 0.59% 0.58% 0.57% 0.61% 0.88% 1.08% 1.02% Allowance for loan losses to non-performing loans . . . . . . 27% 287% 20% 479% 80% 547% 568% Excluding insured loans (2) Non-performing assets to total assets (3) . . . . . . . . . . . . . . . . 0.58% 0.05% 0.70% 0.03% 0.31% 0.05% 0.05% Allowance for loan losses to total loans (4) . . . . . . . . . . . . . 0.67% 0.66% 0.63% 0.61% 0.88% 1.08% 1.02% Allowance for loan losses to non-performing loans (5) . . . . 28% 287% 21% 479% 80% 547% 568% Capital Ratios Stockholders’ equity to total assets . . . . . . . . . . . . . . . . . . 8.08% 8.82% 8.31% 8.36% 10.73% 8.51% 8.45% Average stockholders’ equity to average assets . . . . . . . . . . 10.53% 10.09% 10.07% 10.19% 8.81% 8.14% 8.37% Other Data Book value per common share outstanding at end of year . . $ 45.29 $ 39.96 $ 45.15 $ 39.30 $ 33.24 $ 28.33 $ 23.55 Tangible book value per common share outstanding at end of year . . . . . . . . . . . . $ 29.85 $ 21.43 $ 29.47 $ 31.57 $ 24.60 $ 27.91 $ 23.17 Dividends declared per share at end of year . . . . . . . . . . . . . . $ 0.13 $ 0.13 $ 0.52 $ 0.52 $ 0.52 $ 0.52 $ 0.52 Number of full-service offices at end of year . . . . . . . . . . . . 10 10 10 10 10 11 11 Common Shares Outstanding . . . . . 9,664,846 9,305,079 9,622,595 8,523,641 8,163,022 6,169,604 6,070,654 (1) See Reclassification and Revision of Prior Period Balances under Note 1—Summary of Significant Accounting Policies in Meta’s Annual Report on Form 10-K for the fiscal year ended September 30, 2017 for additional information describing adjustments made to Meta’s EPS calculation. 2016 YTD basic EPS of $3.95 was corrected to $3.93 and diluted EPS of $3.92 was corrected to $3.91. (2) Excludes student loans that are insured by ReliaMax Surety Company. (3) The insured student loans that are 90 or more days past due are excluded from non-performing assets. (4) The insured student loan balances of $123.7 million at September 30, 2017, $190.7 million and $134 million at December 31, 2017 and December 31, 2016, respectively, are excluded from the total loan balance. (5) The insured student loans that are 90 or more days past due are excluded from non-performing loans. 12