CASH 2018 Special Proxy Statement

The analysis compared publicly available financial information for Crestmark as of or for the last twelve months ended September 30, 2017 with the corresponding publicly available data for the High Performing Community Bank Peer Group as of or for the last twelve months ended September 30, 2017 (unless otherwise noted), with pricing data as of January 5, 2018. The table below sets forth the data for Crestmark and the high, low, median and mean data for the High Performing Community Bank Peer Group. Crestmark (Bank Level) High Performing Community Bank Peers High Low Mean Median Total Assets ($ in millions) . . . . . . . . . . . . . . . . . . . . 1,113 2,432 533 1,193 1,064 Market Capitalization ($ in millions) . . . . . . . . . . . . — 942 80 275 219 Price / Tangible Book Value (%) . . . . . . . . . . . . . . . — 411 58 184 165 Price / LTM EPS (x) . . . . . . . . . . . . . . . . . . . . . . . . . — 26.3 8.3 15.0 13.6 Price / Est. 2017 EPS (x) . . . . . . . . . . . . . . . . . . . . . . — 21.8 15.0 19.4 20.5 Price / Est. 2018 EPS (x) . . . . . . . . . . . . . . . . . . . . . . — 20.4 13.9 16.6 16.0 Dividend Yield (%) . . . . . . . . . . . . . . . . . . . . . . . . . . — 4.3 0.0 1.4 1.2 1 Year Price Δ (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . — 64.3 (7.7) 22.7 21.7 Efficiency Ratio (%) . . . . . . . . . . . . . . . . . . . . . . . . . 74 77 33 52 54 NIM (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.04 5.18 1.98 3.95 3.99 ROAA (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.15 2.54 1.26 1.46 1.39 ROATCE (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23.9 25.1 5.9 13.6 13.5 TCE / TA (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.8 31.6 7.6 12.2 10.9 Loan / Deposits (%) . . . . . . . . . . . . . . . . . . . . . . . . . . 91 121 9 91 92 NPAs / Assets (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.68 3.13 0.00 0.95 0.66 The analysis compared publicly available data for the Specialty Finance Companies Peer Group as of or for the last twelve months ended September 30, 2017, with pricing data as of January 5, 2018. The tables below set forth the high, low, median and mean data for the subset of Commercial Finance Companies, the subset of Containers / Operating Leasing Companies, and for both subsets combined, or the Specialty Finance Companies Peer Group. Commercial Finance Companies: High Low Mean Median Total Assets ($ in millions) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49,336 506 14,379 3,412 Market Capitalization ($ in millions) . . . . . . . . . . . . . . . . . . . . . 6,717 269 2,496 1,491 Price/ Tangible Book Value (%) . . . . . . . . . . . . . . . . . . . . . . . . . 341 105 174 139 Price / LTM EPS (x) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19.2 7.1 12.6 12.0 Price / Est. 2017 EPS (x) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25.6 10.2 15.9 15.6 Price / Est. 2018 EPS (x) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18.9 9.7 13.3 12.4 Price / Est. 2019 EPS (x) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13.6 8.9 10.7 9.7 Div. Yield (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.7 0.0 2.9 1.3 3 Month Price Δ (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.0 (26.7) (3.4) 1.9 1 Year Price Δ (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22.6 (23.5) 5.3 9.0 LTM ROAE (%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.1 (6.2) 6.9 8.7 59