CASH 2018 Special Proxy Statement

META AND SUBSIDIARIES UNAUDITED PRO FORMA CONDENSED COMBINED BALANCE SHEET AS OF DECEMBER 31, 2017 Meta As Reported Crestmark As Reported Pro Forma Adjustments REF Pro Forma Consolidated (Dollars in Thousands) Assets Cash and cash equivalents . . . . . . . . . . . . . . . . . . . . $1,300,409 $ 84,759 $ (18,533) A $1,366,635 Investment securities . . . . . . . . . . . . . . . . . . . . . . . . 2,235,844 27,964 — 2,263,808 Loans, leases and receivables . . . . . . . . . . . . . . . . . . 1,509,140 892,573 (15,282) B 2,386,431 Allowance for loan and lease losses . . . . . . . . . . . . . (8,862) (10,377) 10,377 C (8,862) Loans held for sale . . . . . . . . . . . . . . . . . . . . . . . . . . — 42,060 — 42,060 Federal Home Loan Bank stock, at cost . . . . . . . . . . 57,443 — — 57,443 Equipment on operating leases, net . . . . . . . . . . . . . — 92,130 — 92,130 Lease equipment inventory . . . . . . . . . . . . . . . . . . . — 20,251 — 20,251 Acquired lease residuals . . . . . . . . . . . . . . . . . . . . . . — 2,898 — 2,898 Accrued interest receivable . . . . . . . . . . . . . . . . . . . 21,089 2,557 — 23,646 Premises, furniture, and equipment, net . . . . . . . . . . 20,571 18,609 (2,024) D 37,156 Bank-owned life insurance . . . . . . . . . . . . . . . . . . . . 85,371 — — 85,371 Foreclosed real estate and repossessed assets . . . . . 128 2,087 — 2,215 Goodwill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98,723 10,619 188,207 E 297,549 Intangible assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50,521 — 17,750 F 68,271 Prepaid assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29,758 1,819 — 31,577 Deferred taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5,379 — (2,356) G 3,023 Other assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12,449 25,472 (342) H 37,579 Total assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5,417,963 $1,213,421 $177,797 $6,809,181 Liabilities and stockholders’ equity Non-interest-bearing checking . . . . . . . . . . . . . . . . . $2,779,645 $ — $ — $2,779,645 Interest-bearing checking . . . . . . . . . . . . . . . . . . . . . 84,390 — — 84,390 Savings deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53,535 — — 53,535 Money market deposits . . . . . . . . . . . . . . . . . . . . . . 47,451 — — 47,451 Time certificates of deposit . . . . . . . . . . . . . . . . . . . 128,220 1,018,829 (7,021) 1,140,028 Wholesale deposits . . . . . . . . . . . . . . . . . . . . . . . . . . 420,404 — — 420,404 Total deposits . . . . . . . . . . . . . . . . . . . . . . . . . . 3,513,645 1,018,829 (7,021) I 4,525,453 Short-term debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,313,401 7,000 — 1,320,401 Long-term debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85,552 39,367 1,000 J 125,919 Accrued interest payable . . . . . . . . . . . . . . . . . . . . . 4,065 2,311 — 6,376 Deferred taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . — 7,497 (7,497) K — Accrued expenses and other liabilities . . . . . . . . . . . 63,595 24,488 — 88,083 Total liabilities . . . . . . . . . . . . . . . . . . . . . . . . . 4,980,258 1,099,492 (13,518) 6,066,232 Preferred stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . — — — — Common stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 96 26,871 (26,838) L 129 Additional paid-in capital . . . . . . . . . . . . . . . . . . . . . 262,872 — 301,688 M 564,560 Retained earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . 170,578 84,807 (84,807) N 170,578 Accumulated other comprehensive income (loss) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5,782 (1,063) 1,063 O 5,782 Treasury stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (1,623) — — (1,623) Total equity attributable to parent . . . . . . . . . . 437,705 110,615 191,106 739,426 Non-controlling interests . . . . . . . . . . . . . . . . . . . . . — 3,314 209 P 3,523 Total stockholders’ equity . . . . . . . . . . . . . . . . 437,705 113,929 191,315 742,949 Total liabilities and stockholders’ equity . . . . . $5,417,963 $1,213,421 $177,797 $6,809,181 See Notes to Unaudited Pro Forma Condensed Combined Financial Information. 97