CHFC 2017 Annual Report

Loan delinquency, excluding acquired loans accounted for under ASC 310-30, was as follows: (Dollars in thousands) 30-59 days past due 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days or more past due and still accruing December 31, 2017 Originated Portfolio: Commercial $ 13,906 $ 3,766 $ 9,494 $ 27,166 $2,380,440 $2,407,606 $ — Commercial real estate 9,380 1,562 5,873 16,815 2,734,610 2,751,425 13 Real estate construction and land development — — — — 498,155 498,155 — Residential mortgage 2,795 1,415 858 5,068 1,962,789 1,967,857 — Consumer installment 3,324 442 226 3,992 1,506,548 1,510,540 — Home equity 2,319 1,301 2,196 5,816 606,030 611,846 1,364 Total $ 31,724 $ 8,486 $ 18,647 $ 58,857 $9,688,572 $9,747,429 $ 1,377 December 31, 2016 Originated Portfolio: Commercial $ 10,421 $ 4,842 $ 3,641 $ 18,904 $1,882,622 $1,901,526 $ 11 Commercial real estate 6,551 1,589 5,165 13,305 1,908,494 1,921,799 277 Real estate construction and land development 2,721 499 — 3,220 278,504 281,724 — Residential mortgage 3,147 62 1,752 4,961 1,470,381 1,475,342 — Consumer installment 3,991 675 238 4,904 1,277,684 1,282,588 — Home equity 3,097 893 2,349 6,339 589,083 595,422 995 Total $ 29,928 $ 8,560 $ 13,145 $ 51,633 $7,406,768 $7,458,401 $ 1,283 Chemical Financial Corporation Notes to Consolidated Financial Statements December 31, 2017 119