CHFC 2018 Annual Report

The following schedule presents the Corporation's TDRs at December 31, 2018 and 2017: (Dollars in thousands) Accruing TDRs Nonaccrual TDRs Total December 31, 2018 Commercial loan portfolio $ 32,508 $ 24,343 $ 56,851 Consumer loan portfolio 13,072 3,732 16,804 Total $ 45,580 $ 28,075 $ 73,655 December 31, 2017 Commercial loan portfolio $ 34,484 $ 24,358 $ 58,842 Consumer loan portfolio 14,298 4,748 19,046 Total $ 48,782 $ 29,106 $ 77,888 The following schedule includes TDRs for which there was a payment default during the years ended December 31, 2018, 2017 and 2016, whereby the borrower was past due with respect to principal and/or interest for 90 days or more, and the loan became a TDR during the twelve-month period prior to the default: For the years ended December 31, 2018 2017 2016 Number of loans Principal balance at year end Number of loans Principal balance at year end Number of loans Principal balance at year end (Dollars in thousands) Commercial loan portfolio: Commercial 6 $ 700 5 $ 1,617 — $ — Commercial real estate 3 508 — — 2 1,721 Commercial loan portfolio 9 $ 1,208 5 $ 1,617 2 $ 1,721 Consumer loan portfolio (residential mortgage) 18 413 17 434 14 259 Total 27 $ 1,621 22 $ 2,051 16 $ 1,980 Commitments to lend additional funds to borrowers whose terms have been modified in TDRs totaled $3.2 million and $2.0 million at December 31, 2018 and 2017, respectively. Chemical Financial Corporation Notes to Consolidated Financial Statements December 31, 2018 129