CHFC 2018 Annual Report

THE COMPANY Chemical Financial Corporation (Chemical) is a registered financial holding company headquartered in Detroit, Michigan, that operates through one commercial banking subsidiary, Chemical Bank, with 212 banking offices located in Michigan, Ohio and Northern Indiana as of December 31, 2018. The Corporation’s principal operations are conducted by Chemical Bank, a state chartered bank headquartered in Detroit, Michigan, that offers the full range of services normally associated with commercial banking and also provides wealth and investment management services. COMMON STOCK Chemical Financial Corporation common stock trades on The NASDAQ Stock Market® under the symbol CHFC. At December 31, 2018, there were 71.5 million shares outstanding and approximately 4,700 shareholders of record. SHAREHOLDER ASSISTANCE | TRANSFER AGENT Inquiries related to shareholder records, change of name, address or ownership of stock, and lost or stolen certificates can be directed to the Corporation’s transfer agent and registrar: STOCK PURCHASE DIVIDEND REINVESTMENT PROGRAM Chemical provides shareholders the ability to purchase Chemical Financial Corporation common stock and reinvest dividends through the “Computershare CIP” plan. Computershare CIP is a direct stock purchase and dividend reinvestment plan that provides an alternative to traditional methods of buying, holding and selling shares of Chemical Financial Corporation. The plan is sponsored and administered by Computershare Trust Company, N.A., not by Chemical Financial Corporation. Information about Computershare CIP is available at www.computershare.com/investor and selecting “Buy Stock Direct” or by contacting the transfer agent at the telephone number shown above. DIVIDEND DIRECT DEPOSIT Shareholders of Chemical may have their dividends deposited into their savings or checking account at any bank that is a member of the National Automated Clearing House system. Information describing this service and an authorization form can be requested from the transfer agent shown above or the Corporate Office of Chemical Financial Corporation, 333 W. Fort Street, Suite 1800, Detroit, Michigan 48226. Telephone (800) 867-9757. ANNUAL MEETING The annual meeting of shareholders will be held at Cobo Center, 1 Washington Boulevard, Detroit, Michigan, on Tuesday, May 7, 2019 at 3:30 p.m. CORPORATE INFORMATION Analysts, investors, shareholders and others seeking financial or general information about Chemical are invited to contact David T. Provost, Chief Executive Officer and President; or Dennis L. Klaeser, Executive Vice President, Chief Financial Officer and Treasurer. Telephone (800) 867-9757. EQUAL OPPORTUNITY EMPLOYER Chemical Financial Corporation and its subsidiary are equal opportunity employers. CHEMICAL FINANCIAL CORPORATION 333 W. Fort Street, Suite 1800, Detroit, Michigan 48226 Telephone: (800) 867-9757 | www.chemicalbank.com, “Investor Information” WRITTEN REQUESTS: COMPUTERSHARE PO BOX 50500 Louisville, KY40233-5000 Telephone (800) 261-0598 SHAREHOLDERWEBSITE: www.computershare.com/investor OVERNIGHTMAIL: COMPUTERSHARE 462 S 4th Street, Suite 1600 Louisville, KY40202 Telephone (800) 261-0598 SHAREHOLDER ONLINE INQUIRIES: www.computershare.com/investor/contact