NYCB 2017 Annual Report

102 The Community Bank’s mortgage banking operations originated, aggregated, sold, and serviced one -to-four family loans. Community banks, credit unions, mortgage companies, and mortgage brokers used its proprietary web- accessible mortgage banking platform to originate and close one-to-four family loans nationwide. These loans were generally sold to GSEs, servicing retained. To a much lesser extent, the Community Bank used its mortgage banking platform to originate jumbo loans. Asset Quality The following table presents information regarding the quality of the Company’s non -covered loans held for investment at December 31, 2017: (in thousands) Loans 30-89 Days Past Due (1) Non- Accrual Loans (1) Loans 90 Days or More Delinquent and Still Accruing Interest Total Past Due Loans Current Loans Total Loans Receivable Multi-family $1,258 $11,078 $-- $12,336 $28,062,373 $28,074,709 Commercial real estate 13,227 6,659 -- 19,886 7,302,340 7,322,226 One-to-four family 585 1,966 -- 2,551 474,677 477,228 Acquisition, development, and construction -- 6,200 -- 6,200 429,625 435,825 Commercial and industrial (1) (2) 2,711 47,768 -- 50,479 1,990,095 2,040,574 Other 8 11 -- 19 8,441 8,460 Total $17,789 $73,682 $-- $91,471 $38,267,551 $38,359,022 (1) Includes $2.7 million and $46.7 million of taxi medallion-related loans that were 30 to 89 days past due and 90 days or more past due, respectively. (2) Includes lease financing receivables, all of which were current. The following table presents information regarding the quality of the Company’s non -covered loans held for investment (excluding non-covered PCI loans) at December 31, 2016: (in thousands) Loans 30-89 Days Past Due (1) Non- Accrual Loans (1) Loans 90 Days or More Delinquent and Still Accruing Interest Total Past Due Loans Current Loans Total Loans Receivable Multi-family $ 28 $13,558 $-- $13,586 $26,931,466 $26,945,052 Commercial real estate -- 9,297 -- 9,297 7,715,065 7,724,362 One-to-four family 2,844 9,679 -- 12,523 368,558 381,081 Acquisition, development, and construction -- 6,200 -- 6,200 374,994 381,194 Commercial and industrial (1) (2) 7,263 16,422 -- 23,685 1,876,760 1,900,445 Other (3) 248 1,313 -- 1,561 16,744 18,305 Total $10,383 $56,469 $-- $66,852 $37,283,587 $37,350,439 (1) Excludes $6 thousand and $869 thousand of non-covered PCI loans that were 30 to 89 days past due and 90 days or more past due, respectively. (2) Includes lease financing receivables, all of which were current. (3) Includes $6.8 million and $15.2 million of taxi medallion loans that were 30 to 89 days past due and 90 days or more past due, respectively.