NYCB 2017 Annual Report

47 Loan Maturity and Repricing Analysis: Non-Covered Loans Held for Investment The following table sets forth the maturity or period to repricing of our portfolio of non-covered loans held for investment at December 31, 2017. Loans that have adjustable rates are shown as being due in the period during which their interest rates are next subject to change. Non-Covered Loans Held for Investment at December 31, 2017 (in thousands) Multi- Family Commercial Real Estate One-to-Four Family Acquisition, Development, and Construction Other Total Loans Amount due: Within one year $ 1,170,796 $ 858,534 $ 8,985 $374,369 $1,071,480 $ 3,484,164 After one year: One to five years 18,470,347 4,567,130 119,823 52,414 536,467 23,746,181 Over five years 8,433,566 1,896,562 348,420 9,042 441,087 11,128,677 Total due or repricing after one year 26,903,913 6,463,692 468,243 61,456 977,554 34,874,858 Total amounts due or repricing, gross $28,074,709 $7,322,226 $477,228 $435,825 $2,049,034 $38,359,022 The following table sets forth, as of December 31, 2017, the dollar amount of all non-covered loans held for investment that are due after December 31, 2018, and indicates whether such loans have fixed or adjustable rates of interest: Due after December 31, 2018 (in thousands) Fixed Adjustable Total Mortgage Loans: Multi-family $2,817,144 $24,086,769 $26,903,913 Commercial real estate 506,207 5,957,485 6,463,692 One-to-four family 20,337 447,906 468,243 Acquisition, development, and construction 666 60,790 61,456 Total mortgage loans 3,344,354 30,552,950 33,897,304 Other loans 26,788 950,766 977,554 Total loans $3,371,142 $31,503,716 $34,874,858 Non-Covered Loans Held for Sale At December 31, 2017, non-covered loans held for sale were $35.3 million, down $373.9 million from the amounts at December 31, 2016. The decline is largely attributable to our exit from the residential mortgage banking business, earlier in the year.

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