NYCB 2017 Annual Report

57 The following table sets forth the allocation of the consolidated allowance for losses on non-covered loans, excluding the allowance for losses on non-covered PCI loans, at each year-end for the five years ended December 31, 2017: 2017 2016 2015 2014 2013 (dollars in thousands) Amount Percent of Loans in Each Category to Total Non- Covered Loans Held for Investment Amount Percent of Loans in Each Category to Total Non-Covered Loans Held for Investment Amount Percent of Loans in Each Category to Total Non-Covered Loans Held for Investment Amount Percent of Loans in Each Category to Total Non-Covered Loans Held for Investment Amount Percent of Loans in Each Category to Total Non-Covered Loans Held for Investment Multi-family loans $ 93,651 73.19% $ 91,590 72.13% $ 93,977 72.67% $ 96,212 72.21% $ 79,745 69.41% Commercial real estate loans 20,572 19.09 20,943 20.68 19,721 21.98 19,546 23.13 34,702 24.70 One-to-four family loans 1,360 1.24 1,484 1.02 612 0.33 562 0.42 1,755 1.88 Acquisition, development, and construction loans 12,692 1.14 9,908 1.02 8,402 0.87 6,296 0.78 7,789 1.15 Other loans 29,771 5.34 32,599 5.15 22,484 4.15 17,241 3.46 17,955 2.86 Total loans $158,046 100.00% $156,524 100.00% $145,196 100.00% $139,857 100.00% $141,946 100.00%

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