NYCB 2017 Annual Report

9 The 18 direct subsidiaries of the Community Bank are: Name Jurisdiction of Organization Purpose DHB Real Estate, LLC Arizona Organized to own interests in real estate Ferry Development Holding Company Delaware Formed to hold and manage investment portfolios for the Company NYCB Mortgage Company, LLC Delaware Holding company for Walnut Realty Holding Company, LLC NYCB Specialty Finance Company, LLC Delaware Originates asset-based, equipment financing, and dealer-floor plan loans Woodhaven Investments, LLC. Delaware Holding company for Ironbound Investment Company, Inc. Eagle Rock Investment Corp. New Jersey Formed to hold and manage investment portfolios for the Company Pacific Urban Renewal, Inc. New Jersey Owns a branch building Synergy Capital Investments, Inc. New Jersey Formed to hold and manage investment portfolios for the Company BSR 1400 Corp. New York Organized to own interests in real estate Bellingham Corp. New York Organized to own interests in real estate NYCB Insurance Agency, Inc. New York Receives revenues from third parties on the sale of non-deposit insurance products Main Omni Realty Corp. New York Organized to own interests in real estate NYB Realty Holding Company, LLC New York Holding company for subsidiaries owning an interest in real estate RCBK Mortgage Corp. New York Organized to own interests in loans RSB Agency, Inc. New York Sells non-deposit investment products Richmond Enterprises, Inc. New York Holding company for Peter B. Cannell & Co., Inc. Roslyn National Mortgage Corporation New York Formerly operated as a mortgage loan originator and servicer and currently holds an interest in its former office space 100 Duffy Realty, LLC New York Owns a back-office building The seven subsidiaries of Community Bank-owned entities are: Name Jurisdiction of Organization Purpose Peter B. Cannell & Co., Inc. Delaware Advises high net worth individuals and institutions on the management of their assets Roslyn Real Estate Asset Corp. Delaware A REIT organized for the purpose of investing in mortgage-related assets Walnut Realty Holding Company, LLC Delaware Owns two back-office buildings Your New REO, LLC Delaware Owns a website that lists bank-owned properties for sale Ironbound Investment Company, LLC. Florida Organized for the purpose of investing in mortgage- related assets 1400 Corp. New York Holding company for Roslyn Real Estate Asset Corp. Prospect Realty Holding Company, LLC New York Owns a back-office building There are 34 additional entities that are subsidiaries of a Community Bank-owned entity organized to own interests in real estate.