NYCB 2017 Annual Report

1. Team Rubicon unites the skills and experiences of military veterans with first responders to rapidly deploy emergency response teams. 2. On Veterans Day, NYCB volunteers gathered at the NYCB Live: Home of the Nassau Veterans Memorial Coliseum to collect food and cash dona- tions in support of Island Harvest’s Operation Hope program serving Long Island vets in need of food assistance. 3. On October 26th, a team of NYCB employees joined forces with Rebuilding Together Long Island (RTLI) to help a resident in New York’s Brentwood community. At the time, the homeowner was in a physical rehab facility and required an access ramp before she could return to her Long Island residence. Last year, more than 1,500 grants were awarded by the Bank and our two affiliated foundations. The aggregate amount of the grants was $6.1 million to over 600 worthwhile organizations. The Company supports an extensive array of not-for-profit organizations throughout its five state market, and this list keeps growing each year. For instance, in 2017, we joined with Team Rubicon, an organization that unites the skills and expertise of military veterans with first responders to rapidly deploy emergency response teams during a natural disaster. Our $25,000 donation helped Team Rubicon with their hurricane relief efforts last year. Other organizations receiving our support include: Island Harvest, St. Jude Children’s Hospital, the Leukemia and Lymphoma Society, the Greater Cleveland United Way, Queens College, and the CARE Elementary School in Miami. In addition to the financial support we provide, we also give back through volunteering. Many of our employees, from branch personnel to senior management, donate their time and efforts to causes that are near and dear to them. Last year our employees donated more than 4,500 hours to worthy causes. These causes ranged from mentoring individuals with intellectual or other developmental disabilities on job searches to collect- ing food donations. Our Ohio Savings Bank division collected more than 3,000 pounds of food and raised an additional $12,500 in donations in support of Cleveland and Akron regional food banks. Likewise, the Operation Hope Veterans Day collection on Long Island collected more than 1,600 pounds of food and $1,600 of donations. Our Elite Banking program, which was launched only a few years ago, is another, unique way that we can thank our largest depositors, while at the same time, provide charitable donations. Last year, the program resulted in our giving $235,000 to 44 organizations designated by our depositors. We also celebrated the one year anniversary of our Marquee Partnership with the “NYCB Live Home of Nassau Veterans Memorial Coliseum pre- sented by New York Community Bank.” In its first year since re-opening, the venue hosted 125 events, which exposed our brand to over 600,000 attendees, while helping the local economy and honoring our veterans. THROUGHOUT OUR CORPORATE HISTORY, BOTH THE COMPANY AND ITS EMPLOYEES HAVE PLACED A GREAT DEAL OF FOCUS ON THE COMMUNITIES WHICH THEY SERVE. AS WE ENTER THE 25TH YEAR OF OUR LIFE AS A PUBLIC COMPANY, THIS FOCUS CONTINUES STRONGER THAN EVER. AT NEW YORK COMMUNITY BANCORP, WE BELIEVE THAT COMMUNITY INVOLVEMENT AND PHILANTHROPY ARE THE CORNERSTONES FOR CREATING POSITIVE CHANGE IN OUR COMMUNITIES. WE BELIEVE THAT THE RELATIONSHIP BETWEEN THE COMPANY AND ITS COMMUNITIES IS A SYNERGISTIC ONE—THE MORE WE GIVE TO OUR COMMUNITIES, THE MORE WE RECEIVE FROM THEM. SUPPORTING OUR COMMUNITIES WITH FUNDS, TIME, AND TALENT ARE AN INTEGRAL PART OF WHAT MAKES US A COMMUNITY-ORIENTED BANK! Sustaining Our Commitment to the Communities We Serve 1. 3. 2. 4 | NYCB

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