NYCB 2017 Annual Report

Letter to Shareholders V
Form 10-K XI
Cross Reference Index XII
Cautionary Statement Regarding Forward-Looking Language 1
Glossary 3
Part I 6
Item 1. Business 6
Item 1A. Risk Factors 19
Item 1B. Unresolved Staff Comments 30
Item 2. Properties 30
Item 3. Legal Proceedings 30
Item 4. Mine Safety Disclosures 30
Part II 31
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters, and Issuer Purchases of Equity Securities 31
Item 6. Selected Financial Data 34
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 35
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 74
Item 8. Financial Statements and Supplementary Data 78
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 145
Item 9A. Controls and Procedures 145
Item 9B. Other Information 146
Part III 146
Item 10. Directors, Executive Officers, and Corporate Governance 146
Item 11. Executive Compensation 146
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 146
Item 13. Certain Relationships and Related Transactions, and Director Independence 146
Item 14. Principal Accountant Fees and Services 147
Part IV 147
Item 15. Exhibits and Financial Statement Schedules 147
Item 16. Form 10-K Summary 149
Signatures 150
Cerifications 153

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