NLY 2023 Annual Report

R THE LEADER ACROSS RESIDENTIAL MORTGAGE FINANCE Annaly combines the power of capital together with sound strategy to best serve our shareholders. With a culture that champions diversity and talent, we work relentlessly to optimize risk-adjusted returns. With $11 billion in permanent capital(1), Annaly is a leading source of private capital for the U.S. housing sector. Note: Please refer to Glossary for defined terms and “Leader Across Residential Mortgage Finance” in Endnotes section for footnoted information.

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